loans for people with bad credit

loans for people with bad credit

What is a bad credit loan?

Basically bad credit or low credit score can be divided into two explanations.

The first: You have been active in the credit market, but due to unforeseen circumstances like losing your job, or some financial difficulties, you have not kept your accounts up to date or have neglected to pay your accounts.

The second: You have never had credit before and therefore there is no information to base your credit rating on.

Having no credit or poor credit is a major stumbling block to getting a loan because you are viewed as a high risk customer who might default and leave the credit provider struggling to collect the loan repayment. It is a known fact that until your credit score is top notch, you won’t fit the standard lending guidelines that banks have to follow.

Do I have to Pay to use your service?

No. Our service is Free. We do not charge any upfront fees to apply for a loan.


So what to do now?

The easiest way for us to help you, is to do a simple 2 minute online application from our website. Let us help you take the guessing out of whether you will qualify or not

bad credit loans


What you need to know about loans for bad credit

  •  We can not assist you if you are under debt review, administration or sequestration
  • You need to be over the age of 21 and under the age of 60
  • You need to be permanently employed for at least 6 consecutive months
  • You need to have affordability
  • All loan applications are subject to employment confirmation
  • You must have a valid South African bank account in your name
  • We do not assist people that is self employed


Low Credit Score administrator